Applying for bank products

If you want to offer your clients Refund Anticipation Loans (RALs), Refund Transfers (RTs), Refund Transfer Direct Deposits (RTDDs), RAL/RT Advances, or Pre-season RAL/RT Advances through the ProSeries Express Edition/Bank Products software, you must first apply to Santa Barbara Bank & Trust, First Security Bank, or Republic Bank to participate in their banking products program.

Important:	You can offer bank products through only one bank.

If you're accepted by Santa Barbara Bank & Trust, your clients' RAL/RT applications are automatically sent to Santa Barbara Bank & Trust when you electronically file their returns with the IRS.

If you're accepted by First Security Bank, you use the software you receive from First Security Bank to send your clients' RAL/RT applications to First Security Bank when the IRS accepts the clients' electronically-filed returns.

If you're accepted by Republic Bank, you use the software you receive from Republic Bank to send your clients' RAL/RT applications to Republic Bank when the IRS accepts the clients' electronically-filed returns.

Go to ProSeries.com at http://www.proseries.com and select the Bank Products page. You can also apply within the ProSeries Express Edition program.

If you chose Santa Barbara Bank & Trust, complete the Santa Barbara Bank & Trust 2005 Refund Anticipation Loan Program ERO Enrollment Application and Agreement, then click I Agree/Submit My Application.

Santa Barbara Bank & Trust will let you know via mail whether or not they approved your application. If you are accepted into the program, Santa Barbara Bank & Trust will mail you a bank products instructional packet and check stock.

If you select First Security Bank, complete the applicable information after their Web site opens in your browser.

If you select Republic Bank, complete the applicable information after their Web site opens in your browser.